Social Security Disability Insurance (SSDI) & Supplemental Security Income (SSI): ¬†The Two Primary “Flavors” of Disability Benefits

SSDI and SSI Compared: The Same in Some Ways, Different in Others

SSDISSI
Definition of "Disability"
Inability to Do Any Work. Click here for more details about the definition of "disability" here
Application and Appeal Process
The application and appeal process for SSDI and SSI is the same. Click here for more details about the disability application and appeal process.
Work Requirement
YES. Fully insured status based upon payroll Taxes paid (work credits)NO. No work history is required.
Needs Requirement
NO. SSDI benefits are not based upon "need". A billionaire who has paid social security taxes and is unable to do any work and can qualify for SSDI.YES. Must be basically indigent: more more than $2000 in "resources" or bringing on more than $735/month means your don't "need" SSI.
Medical Coverage
Medicare after 24 months of entitement to disability benefitsMedicaid starting with month after disability
Retroactive Benefits
No more than 1 year prior to the date of disability applicationNo benefits payable prior to date of SSI application.

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